General Insurance Corporation of India

GICRE

₹383.35

1.21% (4.6)

Market Cap

₹66,422 Cr.

P/E

9.93

General Insurance Corporation of India
Overview
Financials
Benchmarking
Shareholding

General Insurance Corporation of India

General Insurance Corporation of India
Overview
Financials
Benchmarking
Shareholding

Financial
Business

Financial

	General Ins. Corp	New India Assurance	ICICI Lombard Gen.
Operational Metrics
General Insurance Sector
Yield On Total Investments - General Insurance	11.79 %	1.93 %	5.4 %
Combined Ratio	89.26 %	116.56 %	102.0 %
Monthly Gross Direct Premium Income (GDPI)	8723.65 Crs	2404.32 Crs	3366.02 Crs
Risk Retention Ratio	91.0 %	80.29 %	76.0 %
Float	50038.15 Crs	35481.38 Crs	18410.24 Crs
Financials
5 yr Average ROE	0.0	0.0	0.0
5yr average Equity Multiplier	n/a	n/a	n/a
5yr Average Asset Turnover Ratio	n/a	n/a	n/a
5yr Avg Net Profit Margin	n/a	n/a	n/a
P/E	9.93	34.98	46.28
5yr CAGR Net Profit	20.16 %	11.63 %	9.95 %
Shareholdings
Promoter Holding	85.78 %	85.44 %	51.27 %
Share Pledged by Promoters	0.0	0.0	0.0
Change in Promoter Holding (3 Yrs)	0.0	0.0	-0.61 %
Change in Mutual Fund Holding (3 Yrs)	-0.21 %	-0.21 %	3.59 %

Business

	General Ins. Corp	New India Assurance	ICICI Lombard Gen.
Product Wise Break-Up	Product Wise Break-Up FIRE INSURANCE 38.85 Motors 18.92 Health 15.82 Life Insurance Business 4.73 Engineering 4.65 MARINE 3.38 Oth. Misc. 3.28 Agricultural 3.02 Aviation 2.8 PERSONAL ACCIDENT 1.72 FL/Credit 1.05 Liability 0.12 WORKMEN`S COMPENSATION 0 Personal Accident 0 Engineering 0 Fire 0 Motor 0 Aviation 0 Crop 0 Marine 0 0 Health Insurance 0 Crop Insurance 0 Others 1.66	Product Wise Break-Up PERSONAL ACCIDENT 0.97 Motors 33.44 Health Insurance 0 PERSONAL ACCIDENT 0 WORKMEN`S COMPENSATION 0 Aviation 0.63 Oth. Misc. 0 Motors 0 Health 48.38 Liability 0 MARINE 0 Fire Equipment 8.45 Agricultural 0 MARINE 1.38 Engineering 1.13 FL/Credit 0 Life Insurance Business 0 FIRE INSURANCE 0 Crop 3.27 0 Crop Insurance 0 Others 2.35	Product Wise Break-Up PERSONAL ACCIDENT 2.38 Motors 55.66 Health Insurance 31.3 PERSONAL ACCIDENT 0 WORKMEN`S COMPENSATION 0 Aviation 0 Oth. Misc. 0 Motors 0 Health 0 Liability 0 MARINE 0 Fire Equipment 2.77 Agricultural 0 MARINE 2.48 Engineering 1.12 FL/Credit 0 Life Insurance Business 0 FIRE INSURANCE 0 Crop 0 0 Crop Insurance 0.06 Others 4.23
Location Wise Break-Up	Location Wise Break-Up India 100.0 Rest of the World 0	Location Wise Break-Up Rest of the World 0 India 100.0	Location Wise Break-Up Rest of the World 0 India 100.0
Investment Break-Up	Investment Break-Up Government securities 40.62 Other Approved investments 38.6 Investments in Infrastructure and Social Sector 12.6 Other than Approved Investment 8.07 0 0 0 0 Others 0.11	Investment Break-Up Other Approved investments 44.55 Government securities 40.3 Other than Approved Investment 0 Other Approved investments 0 0 0 Government securities 0 Investments in Infrastructure and Social Sector 13.44 Others 1.71	Investment Break-Up 0 Government securities 41.14 Other than Approved Investment 0 Other Approved investments 0 Other Approved investments 39.02 Investments in Infrastructure and Housing 19.84 Government securities 0 0