SBI Life Insurance Company Ltd.

Financial

	SBI Life Insuran	HDFC Life Insurance	Life Insurance Corp
Operational Metrics
Life Insurance Sector
Value Of New Business Margin (VNB)	28.1 %	26.3 %	16.8 %
Management Expense Ratio - Life Insurance	9.74 %	19.45 %	16.2 %
AUM - Life Insurance	388920.0 Crs	292220.0 Crs	5121887.0 Crs
61 Month Persistency Ratio	58.1 %	51.1 %	54.48 %
13 Month Persistency Ratio	85.3 %	83.4 %	71.86 %
Commission Ratio - Life Insurance	4.8 %	8.02 %	5.41 %
New Business Performance - Life Insurance	2354.33 Crs	2270.88 Crs	16690.39 Crs
Claim Settlement Ratio	98.39 %	99.7 %	98.15 %
Embedded Value	51260.0 Crs	47468.0 Crs	727344.0 Crs
Financials
5 yr Average ROE	0.0	0.0	0.0
5yr average Equity Multiplier	n/a	n/a	n/a
5yr Average Asset Turnover Ratio	n/a	n/a	n/a
5yr Avg Net Profit Margin	n/a	n/a	n/a
P/E	78.86	79.22	15.29
5yr CAGR Net Profit	5.34 %	3.94 %	68.79 %
Shareholdings
Promoter Holding	55.42 %	50.37 %	96.5 %
Share Pledged by Promoters	0.0	0.0	0.0
Change in Promoter Holding (3 Yrs)	-0.28 %	-8.49 %	0.0
Change in Mutual Fund Holding (3 Yrs)	6.44 %	1.49 %	-0.06 %

Business

	SBI Life Insuran	HDFC Life Insurance	Life Insurance Corp
Product Wise Break-Up	Product Wise Break-Up Life 74.65 Pension 18.06 Annuity 7.04 Variable Insurance 0.23 Health Business 0 Variable Business 0 Annuity Business 0 Pension Business 0 Life Insurance 0 Others 0.02	-	Product Wise Break-Up Pension 0 Annuity Business 3.07 Life Insurance 68.58 Health Business 0.06 Annuity 0 Pension Business 27.26 Life 0 Variable Insurance 0 Variable Business 0 Others 1.03
Location Wise Break-Up	Location Wise Break-Up India 100.0 Domestic 0	Location Wise Break-Up Domestic 100.0 India 0	Location Wise Break-Up Domestic 0 India 100.0
Distribution Channel	Distribution Channel Bancassurance 52.0 Agency 18.0 Group Savings 0 Group Protection 0 Bancassurance & Broker 0 Agency & Direct 0 Web Aggregators 0 Direct Business 0 Corporate Agents - Others 0 Corporate Agents - Banks 0 Individual Agents 0 Others 30.0	Distribution Channel Bancassurance 0 Direct Business 0 Bancassurance 56.0 Agency 0 Web Aggregators 0 Corporate Agents - Banks 0 Group Premium 11.0 Individual Agents 0 Agency 20.0 Corporate Agents - Others 0 Group Savings 13.0	Distribution Channel Bancassurance 0 Direct Business 2.2 Bancassurance & Broker 0 Agency 0 Web Aggregators 0.76 Corporate Agents - Banks 3.12 Group Protection 0 Individual Agents 93.8 Agency & Direct 0 Corporate Agents - Others 0.12 Group Savings 0
Investment Break-Up	Investment Break-Up Government securities 51.47 Other Approved Securities 32.54 Investments in Infrastructure and Social Sector 15.99 Infrastructure Investment Fund 0 Deep Discount Bonds 0 CBLO/Repo Investments 0 Other than Approved Investments 0 Investment Properties - Real Estate 0 Mutual Funds 0 Fixed Deposit 0 Debentures / Bonds 0 Equity 0 0 0 Other than Approved Securities 0 Investments In Infrastructure 0 Other Investments 0 Government Securities & Treasury Bills 0	Investment Break-Up CBLO/Repo Investments 2.51 Other than Approved Investments 1.65 Equity 7.92 Debenture 6.31 Investments In Infrastructure 0 Other Investments 0 Other Approved Securities 0 Infrastructure Investment Fund 0 Deep Discount Bonds 0.36 Other than Approved Securities 0 Fixed Deposits 0.32 Government securities 53.06 Government securities 0 Government Securities & Treasury Bills 0 Investments in Infrastructure and Social Sector 12.77 Investment Property 0.49 Mutual Fund 0.15 Others 14.46	Investment Break-Up CBLO/Repo Investments 0 Other than Approved Investments 0 Equity 0 Debentures / Bonds 0 Investments In Infrastructure 7.52 Other Investments 0.04 Other Approved Securities 0.26 Infrastructure Investment Fund 0 Deep Discount Bonds 0 Other than Approved Securities 1.58 Fixed Deposit 0 0 Government securities 0 Government Securities & Treasury Bills 62.76 0 Investment Properties - Real Estate 0 Mutual Funds 0 Others 27.84
Premium Break-Up - Life Insurance	Premium Break-Up - Life Insurance Unit Linked 59.15 Non participating 32.57 Participating 8.28 Annuity 0 Protection 0 Term 0 Group Savings 0 Non-Participating 0 Unit linked(UL) 0	Premium Break-Up - Life Insurance Annuity 20.0 Unit linked(UL) 8.0 Unit Linked 0 Non participating 0 Protection 29.0 Non-Participating 19.0 Group Savings 14.0 Term 0 Participating 10.0	-

SBI Life Insurance Company Ltd.

SBI Life Insurance Company Ltd.

SIGN UP FOR FREE